Change? Obama Worse than Bush

The verdict is in, and Barack Obama did not produce the change he promised.  In fact, as he blames all his ills on the last 8 years, it is interesting to compare the Bush years to the Obama years.  Consider the following:

Average Annual Increase in Public Debt (in millions):

Bush: $543,818        Obama: $1,497,601

Total Increase in Public Debt (in millions):

Bush (8 years): $4,217,261   Obama (4 years): $5,990,407

Average Annual Unemployment (Also see here):

Bush: 5.26%                    Obama: 9.2%

Median Household Incomes:

January, 2009: $55,198       August, 2012: $50,678

The Average Annual Price of Gas (not even including 2012):

Bush: $2.14                     Obama: $2.89

Cost of Higher Education (adj. for inflation, not even including 2012):

Bush 2008: $16,661     Obama 2011: $18,497

But isn’t health insurance cheaper now with Obamacare?  No.  In 2012 the amount a family with employer provided coverage pays in annual premiums has increased to about $16,000.  For families with private individual plans, the amount is up to $5,615.  And before you ask why families don’t all just switch to private individual plans, remember that Obamacare taxes medium-large businesses up to $3,000 per employee that they don’t cover.

But we know Obama has handled the economy terribly.  The other thing people elected Obama for was to end the wars.  Obama promised to close Gitmo, which didn’t happen, and to end the war in Iraq.  He ended the war in Iraq by sticking to Bush’s timeline, but that wasn’t the whole story.  Obama intended to continue the war and leave troops in Iraq, but Biden could not negotiate simple immunity for our troops.  Don’t look now, but the Afghanistan war isn’t ending in 2014.  The administration is already negotiating to keep up to 25,000 troops in Afghanistan after 2014.

Let’s look at war by the numbers.

Involvement in Major Foreign Conflicts:

Bush: 2 countries           Obama: 3 countries

Military Spending as % of GDP:

Bush, 2008: 4.4%          Obama, 2011: 4.7%

Average Annual War Spending:

Bush: $99.3 Billion       Obama: $155.1 Billion

Obama boasts of ending the war in Iraq, but how is the peace President doing in Afghanistan?

Average Annual Troop Deaths:

Bush: 606                        Obama: 445

Iraq:  528                         66

Afghanistan: 78              379

But what about Bush’s handling of Katrina?  Surely Obama has done better than that, right?  Former NYC Mayor Guiliani says no.

What about taxes?  Obama boasts about cutting people’s taxes, but most of the tax hikes he passed don’t go into effect until next year.  Obamacare has 20 different tax hikes in it, and many of those affect the poor and the sick.

But Obama saved the auto industry, right?  Actually, the only Detroit major that survived was Ford.  Ford didn’t take Obama’s bailout.  Chrysler did, and is now owned by an Italian company called Fiat.  GM took Obama’s bailout and is now owned by the taxpayers.  This was after Obama spent billions to bailout the unions before letting the two companies go through bankruptcy.  If that’s Obama saving the auto industry, I hope he doesn’t do me any favors.

Add these factors to Benghazi, Fast and Furious, the Black Panther polling case, Solyndra, and the other various scandals and overreaches of the Obama administration, and there is no reason to re-elect Obama.  Except of course if you got an Obama phone and are afraid of losing it.

How Obama Could Still Win:

Several states in play are ties or tossups in the latest polls.  In some, Obama is leading by 3-5%, but 3-5% are either undecided or going third party.  Obama can still win, even with his horrible statistics, if people vote third party or stay home.

I know many out there are voting third party or not voting to protest Romney.  I, like you, am a very libertarian leaning constitutionalist.  I’d love to see us out of the Middle East.  I’d love to see government spending cut in half.  I’d love to see us hold to our 10th amendment.  But Mitt Romney is NOT Barack Obama.

If anything, Mitt Romney is far closer to Reagan.  Despite being hailed as a conservative hero, Reagan is not as conservative as I would have preferred.  In fact, many Ron Paul and Gary Johnson voters would probably not vote for Reagan either.  But Mitt Romney is not the candidate you should be protesting.  You should be protesting Barack Obama.

Consider your goals and which candidate will get us there:

Less involvement in the Middle East: Mitt Romney has a comprehensive energy plan that gets America using its own resources to lower our dependence on OPEC.  Obama spent billions of your tax dollars on green energy companies that went bankrupt, and we are no closer to independence from foreign oil.

Simpler, fairer tax system: Romney’s plan reduces rates in order to remove loopholes and deductions based on the government’s definition of what a good citizen looks like without raising taxes.  Obama’s plan is higher taxes, more redistribution and a more complex tax system designed to pick winners and losers.

Foreign wars: Obama has proven himself to be an interventionalist.  He is not the peace President people hoped for.  He hasn’t closed Gitmo.  He only left Iraq because he was too incompetent to negotiate a way to stay there.  But he is already negotiating to keep 25,000 troops in Afghanistan.  Romney’s approach is to show the kind of strength Reagan did.  What major war did we fight when Reagan was President?  The Cold War, where we sat across the ocean from each other and didn’t pull the trigger for eight years.  Finally, the Soviet Union collapsed under their economic system.

More personal freedom and responsibility: Nothing took us backwards further as a nation than Obamacare.  Obamacare mandates that every American buy private health insurance or pay a tax.  Obamacare takes deciding power away from doctors and patients and gives it to the government.  If you protest Romney, Obamacare is here to stay.  If you vote to protest Obama, we have a shot at repealing this monstrous tax on the sick and the poor.

Does My Vote Count?

If you are thinking of voting third party or not voting because Romney is not as conservative as you’d like, you could be part of the margin that gives Obama four more years to take us down the path towards socialism at hyperspeed.  So where does Romney need your vote the most:

Virginia, North Carolina, Ohio, Pennsylvania, New Hampshire, Florida, Nevada, Colorado, Indiana, Iowa, Wisconsin, Michigan, New Mexico, Arizona.

But believe it or not, he also needs you in Oregon, Minnesota, Connecticut, New Jersey, and Maine. If nothing else, vote to tell the liberals in your state that they do not have a mandate.  The country is changing and is leaning to the right.  You will never get the conservative, limited government you want if you let the country fall off the socialist cliff because the most conservative candidate who can win is not conservative enough for you.

When you walk into the voting booth, consider what you want America to look like in 2016.  Do you want to move forward the way Obama does?  Do you really want four more years of this?

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Why I Love Mitt Romney’s Tax Plan

Let me start by saying this: were I the supreme commander of the United States with absolute control, the Romney tax plan would not be the final product.  I have been and will always be a fan of a pure, simple flat tax where anyone can file with anyone else and the government cannot punish or reward you for how you choose to live your life.

Preface #2: I am a licensed tax professional with experience in preparing thousands of personal, corporate, state and some types of international tax returns, so I do have a little bit of street cred on this issue.

paul ryan

The Romney tax plan is something Paul Ryan can proudly run on

All that being said, I love Mitt Romney’s tax plan.  First, it is not wimpy.  It is not RINO, status quo policy.  The Romney tax plan will be easy to run against for someone like Obama, who is willfully choosing to run as dishonest a campaign as he possibly can.  It has necessary trade offs and it destroys the leverage of special interest groups.  It makes it so that billionaires can no longer zero out their tax returns.  It will be a small tax hike for people like Mitt Romney, who can sit back and collect carrying interest and dividends and live comfortably on that income.  It will be a tax break for the middle class.

The best thing about the Romney tax plan is that it ends the power of special interest groups that is built into the tax code.  Currently, people and corporations are punished and rewarded by the tax system for certain behaviors.  For example: if you go to school, you are rewarded.  If you rent your home, you are punished.  If you put all your money in interest-free muni bonds, you are rewarded.  If you sell your capital assets with less than a year holding period, you are punished.  While there is still uncertainty as to which credits, deductions and loopholes Romney would eliminate, the key is that he will be eliminating many and trading them for a 20% tax cut across the board.

That brings me to the second best thing about his plan: it means a simpler tax return.  Just when you thought it was impossible enough to do your own taxes, with Obama’s plan, now you will have to record your health insurance on your tax return, and if you make a certain amount you will have 3.8% in extra taxes on investment income and .9% extra on wages.  Have fun with those IRS schedules, and don’t screw it up or they’ll catch you two years from now plus interest and penalties.

The Romney plan will eliminate pages of schedules and forms from your tax return and trade them for a simple across the board rate reduction.

If Democrats knew enough about the tax code to understand what this plan does, they would support it too.  Instead of lobbing an extra 4.7% tax increase at taxpayers (including small business owners) who make $200,000, plus an additional 3-4.6% if Obama has his way with the Bush tax cuts, the Romney plan eliminates the tricks that the mega rich use to cut their tax rates below 15%.  It is a targeted change to the tax system, not a hatchet rate increase that harms employers.

If Romney is raising taxes on the super-rich who shelter their income, won’t that hurt growth?  No, and especially not compared to Obama’s plan.  Obama’s plan is to increase the dividend rate to the income tax rate.  That’s a tax hike of up to 19.6 percentage points.  Obama plans to hike capital gains taxes by 5 percentage points.  Romney would leave those taxes as is for the wealthy and eliminate them for people who make less than $200,000.  In other words, if you are middle class you will be able to invest money without paying 15% off the top to the government.  That will change the risk reward ratios for millions of middle class investors and shift capital ownership while encouraging saving among the middle class and not discouraging investment among the rich.

Then there are the tax cuts for businesses to make the US more competitive with other countries.  Also, by switching to a territorial tax system, Romney let’s multinational companies invest in American growth without being penalized and removes the incentive to keep investments off-shore.  This will allow companies to bring overseas profits back to the United States to build headquarters, offices, and manufacturing plants here instead of keeping it in other countries to avoid a US tax hit.  Then the income from this new American growth will contribute to American tax revenues going forward.  With the current system, we tax multinational companies if they want to invest dollars in the US, even if they have already paid foreign taxes on those dollars.

Romney will have some difficulty with certain groups.  For example, if he takes away the $250 deduction for teachers buying teaching supplies in exchange for a 20% tax cut, you can bet there will be ads run with poor children holding out their empty backpacks and a subtext about how they used to have school books but Romney took them away.  If Romney touches the mortgage interest deduction in exchange for a 20% tax break, you can bet the National Association of Realtors will be running ads with homeless people talking about how Romney took their opportunity at home ownership away.  Those special interest groups will hang on tough.  Democrat city mayors who would normally decry the rich for sheltering their income will suddenly discover that tax free interest on municipal bonds is the only thing keeping society from turning into some sort of post-apocalyptic jungle.  Never mind that middle class families will pay less in taxes under the Romney plan; threaten to take away their mortgage interest deduction and most do not know enough to be OK with that.

Then there is the valid argument that the rich already pay their fair share of taxes.  But the Romney tax plan doesn’t target the rich who invest their money in American businesses like Obama’s plan does; it targets the rich who get high life insurance payouts tax-free, who shelter their money in tax-free municipal bond interest, who invest in oil and gas wells to shelter income through high amortization expenses, and so on.  Won’t that hurt investment in oil and gas, you may ask?  Not with Romney as President instead of Obama, because he will open up the avenues for exploration to the point where major companies can hire and get involved.  Then average citizens like you and I will have more opportunity to invest in companies that buy and develop oil fields.  And on top of that, we won’t have to pay taxes on our dividends and capital gains from those investments.

I’ll be honest: I liked the Bush tax cuts, but I didn’t love them.  They made some things more complex and left much of the rest of it at the same complexity.  Meanwhile, they cut taxes across the board.  I applauded their passage and re-passage under Obama, but they didn’t fundamentally change our tax code from the garbled, complicated special interest buffet that it is right now.  I hated Herman Cain’s plan; it would have been a more complicated mess than what we have now, and would have been a huge tax hike on the poor and middle class.  I’ve written extensively about it here at Whitehouse12.com.

I love Mitt Romney’s tax plan, and I never imagined that I would.  Additionally, he hired the right guy, Paul Ryan, to explain it, because it will be much easier to distort his plan for political gain than to spell it out in a way that people can understand.  To be sure, it is an over-all tax cut.  There is no denying that.  However, if it inspires growth as it is designed to, the revenue increase will make up the difference and keep it revenue neutral as promised.  Even the Tax Policy Center, which originally claimed Romney would hike taxes on 95% of Americans, has come clean and admitted his plan is viable.

In my mind, no tax plan will be perfect until it is flat and cuts spending by at least $2 trillion.  But this is the next best thing.

Doc Barack And His Medical Assault On Seniors

Paul Ryan deserves a high-five. Why? Oh, by simply pointing out that Obama cuts $700 billion from Medicare. That, of course, changes Medicare into a positive for the Republicans. That’s right, Medicare is now an attack issue for Republicans.

Can it be? After all, how many decades have Democrats relied on the Medicare-hammer to pound Republicans like nails?  Two? Three? Perhaps more? Whatever the answer, it’s been a long time with plenty of bruises.

So, take a moment, let it sink in. It’s not everyday politics changes this dramatically.

Say it. Come on, you can do it. Ready — Obama cuts $700 billion from Medicare to fund Obama-care.

Feels good, yes?

Republican Connie Mack IV, a recent primary winner in Florida, got in on the act. “In the state of Florida you’re gonna have the presidential election … and you’re gonna have a Senate election. There’s only two people in those races that have voted to gut Medicare, and that’s Barack Obama and Senator Nelson. They took $700 billion out of Medicare to pay for Obama-care.”
Doc Barack cuts Medicare for Obama-care. Mm, mm, delicious.

Say it again, you might as well, it helps the cause. If word gets out — and it better — Democrats may never get another senior vote. They can’t say it nor can they defend it. Obama cuts $700 billion from Medicare to fund Obama-care. We can pile on, too. Let us not forget, Obama-care is the largest tax increase in the history of history, too.

Mack continued, “I think President Obama and Sen. Nelson are kind of living in glass houses right now and playing catch with rocks.”

Think back to the ugly days during the Obama-care debates, Democrats sensing they were losing the fight, claimed Obama-care wouldn’t be a monstrosity. Do you recall the accounting trick of collecting Obama-care taxes (revenues) for a decade but providing services (expenses) for just six years and Democrats saying ‘see, it saves money’? Do you recall the double-talk — ‘it’s a tax, oops, sorry, it’s a penalty, no it’s a tax, no it’s a penalty’.

The gimmicks and word-play are coming back to haunt Democrats now.

The Romney/Ryan plan makes no changes to Medicare for people 55 years of age or older. Meanwhile, Obama and the Democrats are stealing $700 billion from Medicare to fund Obama-care.

We know Obama-care is a bad thing for myriad reasons. And we know with his controversial ruling, Chief Justice Roberts told us to solve our own problem. He tied Obama and Obama-care to the same fate. If you want to rid yourself — and your children and their children — from Obama-care, you must do away with Obama. It is that simple.

And now we know something else.

If you want to explore this further, there’s a good article at the National Review.

And you can watch Rich Lowry engage liberal commentator Rachel Maddow regarding the reality of the Medicare cuts. She’s left stammering and stuttering.

Doc Barack steals $700 billion from Medicare to fund Obama-care.

It’s got a nice ring to it, yes? And the best part is, it’s true.

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Job Numbers Leave Americans Waiting for that Promised Summer of Recovery

 Bookmark and Share In 2010, Americans were told that they were about to experience the Summer of Recovery, a season in which the American economy was going to turn around because of all the taxpayer funded, federal deficit spending that the President’s stimulus program was going to pump into our economy.  Instead, what they got was a summer filled with scenes of oil being pumped into the Gulf of Mexico as the largest oil spill in our nation’s history unfolded for months.  Instead of seeing any significant job creation and economic growth, all we really saw was an Obama Administration which was hindering the attempts of Gulf Coast Governors like Bobby Jindal from protecting their state’s shores from the incoming flow of oil that relentlessly gushed out of a BP oil rig which the Obama Administration had recently issued a safety award to.

At that time, as the Obama Administration sat by and helplessly watched 53,000 barrelsof oil a day flow into the Gulf for three months, the July unemployment rate stood at 9.5% and private sector payroll employment increased by 71,000, a figure which was 12,000 fewer than the number of new private sector jobs gained in the previous month.   These numbers were far from what we needed to just keep up with population growth and it was further evidence of just how much trouble our stagnant economy was in.

Two years later and as the August 2012 unemployment numbers reveal themselves, we find that since 2010, the employment situationn has indeed improved sine then .  Whereas; in July of 2010 it stood at 9.5%, in July of 2012 it stands at 8.3%. and while that may sound good, it’s actually horrible.  It means that in two years, while the actual employment rate has improved, the unemployment outlook has gotten worse.   In two, years the unemployment rate has dropped an average of 0.05% a month. That’s 0.849% less than the average monthly population growth rate which is 0.899%.

It is also important to note that while 8.3% is better than the 9.5% that we were at two years ago, it is still worse than the 8.2% unemploment rate we had last month.   So not only is the current rate of employment unable to keep pace with population growth, it is getting worse as we now find ourselves with 42 consecutive months of unemployment rates in excess of 8.0%.  And while the President and his liberal colleagues in the House and Senate will defend their record on jobs by touting misleading lines indicating that the number of jobs in America increased for each of the past 24 months, what they will continue fail to point out is that there are still 316,000 fewer Americans working now then there were in January of 2009 when President Obama took office.

While these figures are, to say the least alarming, the President and his Party continue to argue that things are getting better.  Unfortunately, that is far from the truth.

The latest jobs report indicates that 23 million people,  1 out of 7 Americans, have given up and dropped out of the workforce, are working temporary jobs because they can’t find full time work, or are unemployed but still looking for work.  A total of 12.8 million people fall into the latter category.

This is not an economic recovery.  It’s an economic disaster and it is being perpetuated by such factors as the looming Obamacare regulations that are slowly taking effect, and liberal initiatives that seek to increase taxes by refusing to extend Bush era tax cuts to all Americans.  All of this is creating a degree of uncertainty that holds back growth in the private sector.

The bottom line is that these latest jobs numbers prove that our nation is in desperate need of change of course.  It is quite obvious that the liberal tax and spend policies which have failed us in the past, are failing us in the present,  and give us no reason to believe that they will work in the future.  That means President Obama must go.

Of course the left will deny such claims.  They will offer ludicrous and delusional assessments of different aspects of the Obama tax and spend policies which unconvincingly argue that America is headed in the right direction.  As seen in the video below, as the 2012 election approaches Democrats will say anything to deny the reality of what is now the worst recovery in history.  But as they try to deny that this so-called recovery is too slow to make a difference, most Americans, especially the 23 million who are denied full employment, are understanding that the problem is not that the recovery is too slow, they realize that it is non-existent.

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Freedom. On This Day, It Is Worth Remembering What Our Government Is Suppose To Stand For.

Bookmark and Share  On this day, 236 years ago, The United States won its independence because we were determined to be free and because we refused to relinquish control of our lives to anyone other than our creator.  236 years later we must not only celebrate the greatness of that moment, we must also recapture that same resolve to be free that the founders of our government intended.

So on this day, here is some worthwhile reading for all Americans.  It is our Declaration of Independence.  When reading this,  please give added thoughts to the section that declares whenever any form of Government becomes destructive to our way of life, it is the Right of the People to alter or to abolish it, and to institute new Government.  If you do, you will come to realize what this November’s election is all about.

Happy Independence Day America.

IN CONGRESS, July 4, 1776.

The unanimous Declaration of the thirteen united States of America,

When in the Course of human events, it becomes necessary for one people to dissolve the political bands which have connected them with another, and to assume among the powers of the earth, the separate and equal station to which the Laws of Nature and of Nature’s God entitle them, a decent respect to the opinions of mankind requires that they should declare the causes which impel them to the separation.

We hold these truths to be self-evident, that all men are created equal, that they are endowed by their Creator with certain unalienable Rights, that among these are Life, Liberty and the pursuit of Happiness.–That to secure these rights, Governments are instituted among Men, deriving their just powers from the consent of the governed, –That whenever any Form of Government becomes destructive of these ends, it is the Right of the People to alter or to abolish it, and to institute new Government, laying its foundation on such principles and organizing its powers in such form, as to them shall seem most likely to effect their Safety and Happiness. Prudence, indeed, will dictate that Governments long established should not be changed for light and transient causes; and accordingly all experience hath shewn, that mankind are more disposed to suffer, while evils are sufferable, than to right themselves by abolishing the forms to which they are accustomed. But when a long train of abuses and usurpations, pursuing invariably the same Object evinces a design to reduce them under absolute Despotism, it is their right, it is their duty, to throw off such Government, and to provide new Guards for their future security.–Such has been the patient sufferance of these Colonies; and such is now the necessity which constrains them to alter their former Systems of Government. The history of the present King of Great Britain is a history of repeated injuries and usurpations, all having in direct object the establishment of an absolute Tyranny over these States. To prove this, let Facts be submitted to a candid world.

He has refused his Assent to Laws, the most wholesome and necessary for the public good.

He has forbidden his Governors to pass Laws of immediate and pressing importance, unless suspended in their operation till his Assent should be obtained; and when so suspended, he has utterly neglected to attend to them.

He has refused to pass other Laws for the accommodation of large districts of people, unless those people would relinquish the right of Representation in the Legislature, a right inestimable to them and formidable to tyrants only.

He has called together legislative bodies at places unusual, uncomfortable, and distant from the depository of their public Records, for the sole purpose of fatiguing them into compliance with his measures.

He has dissolved Representative Houses repeatedly, for opposing with manly firmness his invasions on the rights of the people. He has refused for a long time, after such dissolutions, to cause others to be elected; whereby the Legislative powers, incapable of Annihilation, have returned to the People at large for their exercise; the State remaining in the mean time exposed to all the dangers of invasion from without, and convulsions within.

He has endeavoured to prevent the population of these States; for that purpose obstructing the Laws for Naturalization of Foreigners; refusing to pass others to encourage their migrations hither, and raising the conditions of new Appropriations of Lands.

He has obstructed the Administration of Justice, by refusing his Assent to Laws for establishing Judiciary powers.

He has made Judges dependent on his Will alone, for the tenure of their offices, and the amount and payment of their salaries.

He has erected a multitude of New Offices, and sent hither swarms of Officers to harass our people, and eat out their substance.

He has kept among us, in times of peace, Standing Armies without the Consent of our legislatures.

He has affected to render the Military independent of and superior to the Civil power.

He has combined with others to subject us to a jurisdiction foreign to our constitution, and unacknowledged by our laws; giving his Assent to their Acts of pretended Legislation:

For Quartering large bodies of armed troops among us:

For protecting them, by a mock Trial, from punishment for any Murders which they should commit on the Inhabitants of these States:

For cutting off our Trade with all parts of the world:

For imposing Taxes on us without our Consent:

For depriving us in many cases, of the benefits of Trial by Jury:

For transporting us beyond Seas to be tried for pretended offences

For abolishing the free System of English Laws in a neighbouring Province, establishing therein an Arbitrary government, and enlarging its Boundaries so as to render it at once an example and fit instrument for introducing the same absolute rule into these Colonies:

For taking away our Charters, abolishing our most valuable Laws, and altering fundamentally the Forms of our Governments:

For suspending our own Legislatures, and declaring themselves invested with power to legislate for us in all cases whatsoever.

He has abdicated Government here, by declaring us out of his Protection and waging War against us.

He has plundered our seas, ravaged our Coasts, burnt our towns, and destroyed the lives of our people.

He is at this time transporting large Armies of foreign Mercenaries to compleat the works of death, desolation and tyranny, already begun with circumstances of Cruelty & perfidy scarcely paralleled in the most barbarous ages, and totally unworthy the Head of a civilized nation. He has constrained our fellow Citizens taken Captive on the high Seas to bear Arms against their Country, to become the executioners of their friends and Brethren, or to fall themselves by their Hands.

He has excited domestic insurrections amongst us, and has endeavoured to bring on the inhabitants of our frontiers, the merciless Indian Savages, whose known rule of warfare, is an undistinguished destruction of all ages, sexes and conditions.

In every stage of these Oppressions We have Petitioned for Redress in the most humble terms: Our repeated Petitions have been answered only by repeated injury. A Prince whose character is thus marked by every act which may define a Tyrant, is unfit to be the ruler of a free people.

Nor have We been wanting in attentions to our British brethren. We have warned them from time to time of attempts by their legislature to extend an unwarrantable jurisdiction over us. We have reminded them of the circumstances of our emigration and settlement here. We have appealed to their native justice and magnanimity, and we have conjured them by the ties of our common kindred to disavow these usurpations, which, would inevitably interrupt our connections and correspondence. They too have been deaf to the voice of justice and of consanguinity. We must, therefore, acquiesce in the necessity, which denounces our Separation, and hold them, as we hold the rest of mankind, Enemies in War, in Peace Friends.

We, therefore, the Representatives of the united States of America, in General Congress, Assembled, appealing to the Supreme Judge of the world for the rectitude of our intentions, do, in the Name, and by Authority of the good People of these Colonies, solemnly publish and declare, That these United Colonies are, and of Right ought to be Free and Independent States; that they are Absolved from all Allegiance to the British Crown, and that all political connection between them and the State of Great Britain, is and ought to be totally dissolved; and that as Free and Independent States, they have full Power to levy War, conclude Peace, contract Alliances, establish Commerce, and to do all other Acts and Things which Independent States may of right do. And for the support of this Declaration, with a firm reliance on the protection of divine Providence, we mutually pledge to each other our Lives, our Fortunes and our sacred Honor.


The 56 signatures on the Declaration appear in the positions indicated:

Column 1 Georgia:    Button Gwinnett    Lyman Hall    George Walton

Column 2 North Carolina:    William Hooper    Joseph Hewes    John Penn South Carolina:    Edward Rutledge    Thomas Heyward, Jr.    Thomas Lynch, Jr.    Arthur Middleton

Column 3 Massachusetts: John Hancock Maryland: Samuel Chase William Paca Thomas Stone Charles Carroll of Carrollton Virginia: George Wythe Richard Henry Lee Thomas Jefferson Benjamin Harrison Thomas Nelson, Jr. Francis Lightfoot Lee Carter Braxton

Column 4 Pennsylvania:    Robert Morris    Benjamin Rush    Benjamin Franklin    John Morton    George Clymer    James Smith    George Taylor    James Wilson    George Ross Delaware:    Caesar Rodney    George Read    Thomas McKean

Column 5 New York:    William Floyd    Philip Livingston    Francis Lewis    Lewis Morris New Jersey:    Richard Stockton    John Witherspoon    Francis Hopkinson    John Hart    Abraham Clark

Column 6 New Hampshire:    Josiah Bartlett    William Whipple Massachusetts:    Samuel Adams    John Adams    Robert Treat Paine    Elbridge Gerry Rhode Island:    Stephen Hopkins    William Ellery Connecticut:    Roger Sherman    Samuel Huntington    William Williams    Oliver Wolcott New Hampshire:    Matthew Thornton

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No Silver Lining – Obamacare Taxes the Poor

We passed the bill, and even now we are still finding out what is in it.  When Nancy Pelosi said we had to pass the 2,700 page healthcare bill to find out what was in it, that’s because nobody really knew.  Turns out they missed something big.  If a state can’t pay the $2 billion to set up a state run health insurance exchange and passes on that portion of the law, the federal government cannot provide the poor in that state with health insurance tax credits.  In other words, if states spend their limited resources on teachers, roads, police, firemen, and libraries instead of building one of Obama’s bureaucratic insurance exchanges, the poor not only don’t get help buying health insurance, but then have to pay the penalty tax for not buying health insurance.

If $695 in penalty taxes is enough to bankrupt a homeless person, than you can count Obama’s claim that no one would ever face bankruptcy for medical reasons again as one more broken promise.

There is a provision for the federal government to set up a national exchange for states who don’t or can’t spend the money to build their own.  However, a simple mistake in the law, or possibly an intentional penalty, only allows for federal tax credits to individuals in states with state run exchanges.  Perhaps Obama thought that by the time the law was implemented states would be able to shell out an additional $2 billion to pay for it.

Personally, I support Governor Scott’s decision to use that $2 billion to keep Florida from having to lay off teachers in our already hurting school districts.

Add this unforced error to Obamacare and there are few silver linings left for most Americans. Families can keep their kids on their health insurance up to age 26, but in many cases these “kids” are either old enough to be out on their own or are still students and could actually get student health insurance plans for far cheaper than the cost of being added on to their parent’s plan.  At the same time, the cost of adding 25 year olds to family plans has helped raise rates for everyone.  There is the tax credit for small businesses, but a tax credit for businesses with 15 or fewer employees who make less than $50,000 but can still afford to provide health insurance and pay an accountant who knows how to figure the credit are few and far in between.

When the health insurance taxes are fully implemented and the price of health insurance shoots high enough, no one will get health insurance until they get sick.  In states that can’t afford exchanges, the poor won’t get insurance either.  The very problem Obamacare sought to fix, that of middle class and poor “free-loaders” who either can’t afford insurance or decide not to buy it, will be made infinitely worse by Obamacare.

One more thing to add to this mess is that many states can’t afford the Medicaid expansion either.  Liberals are scratching their heads trying to figure out why states would forgo more Medicaid money.  But it’s like this: picture if someone with a million dollars in debt invited you to have steak dinner with him at the most expensive restaurant in town.  The two stipulations are this, first you have to pay half, second you have to then do the same thing for every dinner for the rest of your life.  And if this man with a million dollars of debt can no longer afford his half, you’re stuck with it.  Would you accept the offer of “free” steak?  State’s can’t afford their half of the Medicaid expansion, and they certainly know Uncle Sam can’t afford his share either.

In the end, Obamacare is bad news for the majority of Americans.

Be Afraid – Be Very Afraid

Bookmark and Share  We now know Obama-tax is the law of the land. It’s a big-ass beast that’s here to stay unless the people kill it. Whether you’re Republican or Democrat, you’re probably not digging the idea of a big tax hike during a “recession”. Americans For Tax Reform estimates some $500 billion over 10 years and further, it includes 20 new or increased taxes already in effect or right around the corner. And not all but lots of these are applicable to wage earners at the $250,000 a year level or below. A level Obama swore he wouldn’t exploit. Worse, just yesterday CNBC reported the house ways and means committee says there are “21 tax increases costing more than $675 billion over the next ten years” and “75% of the costs could fall on the backs of those making less than $120,000 a year.” Geez, what happened to the $250,000 mark?

And as a result of Thursday’s ruling, The American Action Forum (AAF), says, because states now know they can cut their Medicaid rolls back to the federally designated minimums, that tax payers will get hammered further. AAF chief Douglas Holtz-Eakinand said,”It seems safe to say that the [health law] will leave the taxpayer on the hook for “an additional $500 billion or so in federal costs over the first 10 years.” Not good.

Recall in March, the Congressional Budget Office released an ‘official’ government adjustment for the cost of Obama-care over a decade from $940 billion to — here we go — $1.76 trillion. Now, according to AAF, we can throw another $500 billion or so on to that. Super.

Let’s be honest, whether it’s $940 billion or $1.76 trillion or over $2 trillion (if you add in AAF’s new $500 billion) this is absurd. This isn’t a 2-cent increase on everyone’s phone bill, you know, an unpleasant little creature hiding under the stairs. This is a colossal beast — dirty, drooling, dim and dangerously destructive. Doctors don’t like it, businesses don’t like it and the majority of people (about 60%) don’t like it. Who does? The supreme ruler, San Fran Nan and other liberal-socialist politicians and their followers. But they represent the minority.

You’re going to hear lots of speeches that include personal stories of how Obama-care helps Joe. You’ll see lots of television commercials about how Sally was saved by Obama-care. These are designed to tug on your heart. Don’t be swayed. Unrolling benefits before costs was an intentional move by Democrats. Everyone knows the bill always comes after the meal. Pay close attention. It will be interesting to see how many seniors are paraded out as examples of success and how many times the phrase cost-utility analysis is used.

Cost-utility analysis is used to estimate the ratio between the cost of treatment and any benefit in terms of the number of years lived in full health by the patient. Basically, it’s a financial calculation to determine whether a medical procedure is worth it. For example, does an Obama-care bureaucrat authorize heart surgery for a 74-year old? Does a government bureaucrat authorize a life long, expensive prescription to a 15-year old? And what if, say, the prescription doesn’t really bring “full health” but rather just maintains the 15-year old at his or her current level of impairment. This is the Obama-care you won’t see on television or hear in rah-rah speeches — a bureaucrat running cost-utility analysis on a spreadsheet in a cubicle in Washington. Are these death panels? You tell me.

You’ll also be presented with the false choice of Obama-care or back to the old ways. I’d wager virtually everyone in America would be receptive to re-working healthcare. The argument is that this particular healthcare proposal sucks. Sure there are some strong concepts, but the rest just blows — big time. It wasn’t thoughtful legislation. It arose from emotional and fanatical, liberal-socialist ideology — it’s been a wet-dream for the Left for a 100 years — quick we’re in power, rush, rush, sign, sign. It wasn’t even written when it was passed.

All I’m saying is deranged Doc Barack, his loony lab assistant San Fran Nan and the other liberal-socialist scientists had their shot at mixing the test tubes and they concocted this monstrosity. And now it’s on the loose. We need to destroy this monster now, before it destroys us. There are other ways to approach healthcare that don’t need massive government, outrageous taxes and costs or bureaucratic death panels — pardon me, cost-utility calculations.Bookmark and Share

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